When Your Hands Are Your Income, Standard Insurance Isn't Enough.
Specialist insurance guidance built for medical and dental professionals — combining comprehensive market-wide comparison, clear and tailored recommendations, zero advice fees, and a no-pressure approach that lets you make confident decisions at your own pace.
Career Risk
1 in 3
Professionals will be unable to work for 3+ months at some point in their career
Income Exposure
$800k+
Lost income for a specialist earning $400K who is off work for just two years
Coverage Gap
62%
Of high-income earners are underinsured relative to their income replacement needs
Group cover RIsk
≠ Enough
Group insurance through your employer
rarely covers your actual income or lifestyle
Trusted by Australia's Leading Insurers
Official Industry Partner
Jeffrey Liu contributes to undergraduate and postgraduate programs in risk and financial planning at UNSW Business School.
Get the Right Cover, Built Around You
Tailored insurance solutions designed to match your profession, income, and stage of life.
We Protect What Matters Most
Personal
Life Insurance
Income Protection
TPD & Trauma Cover
Super Insurance Optimisation
Business
Group insurance programs
Employee benefit packages
Executive risk solutions
Tailored corporate plans
Jeffrey Liu
Founder · Financial Educator · Risk Strategy Specialist Hippo Wealth
Industry Partner, UNSW Business School
Australian doctors and dentists are among the highest earners in the country — and among the most financially exposed. A career-ending injury. A policy that pays out on a definition that doesn't match how you actually practise. A tax structure that was never built for clinical income. These are not hypothetical risks. They are the gaps Jeffrey has spent over a decade identifying and closing, working exclusively with medical and dental professionals.
Holding qualifications across financial planning, accounting, SMSF advisory, and insurance broking and mortgage broking — Jeffrey operates as an Authorised Representative (AR 1284168) under Consilium Advice Australia (AFSL 246623). His standing as an Industry Partner of UNSW Business School reflects a commitment to financial literacy that extends well beyond his own practice.
His 3E Framework begins where most advisers never start — with the life you actually want — then educates you on the real landscape between here and there, before empowering you with access to specialist solutions built for clinical careers.
Not a product recommendation. A blueprint.
"We Educate. You Decide."
Why Hippo Wealth?
We don’t just work across healthcare — we stand within it. Our team supports those carrying the responsibility of clinical life. We understand the long hours, pressure, and what’s at stake — because we’ve dedicated ourselves to it. Protecting you isn’t just our job, it’s something we truly care about.
Zero Advice Fees
You pay nothing to get information, compare policies, or have your coverage reviewed. Our remuneration comes from insurers on placement — never from you for the advice itself.
01
Tailored for Medical Professionals
Designed specifically for doctors, dentists, and medical students, our advice reflects the realities of your profession — from training through to specialist practice. We understand your income structure, risks, and long-term financial needs.
02
Informed, not pressured
We believe better decisions come from clarity, not pressure. That’s why we provide transparent comparisons and clear explanations, so you can understand your options and choose what’s right for you at your own pace.
03
Transparent Market Comparison
We compare across all major Australian life insurers — TAL, AIA, Acenda, Zurich, BT, and others — so you see exactly what each policy covers and what it costs, side by side.
04
UNSW Partner & Hippo Academy
In partnership with UNSW, Hippo Academy reflects our commitment to education, professional standards, and financial literacy. We focus on empowering future and current medical professionals with knowledge they can trust.
05
Ongoing Reviews & Claims Support
We stay in your corner — reviewing policies as your career evolves and actively supporting you through any claims process, not just at the point of sale.
06
Free Guides Written Specifically For Medical and Dental Professionals
Our 3E programs were created specifically for the financial realities of high-income careers. Download our guides below.
THE 3E WEALTH PRINCIPLES
The Medical Professional’s Wealth Protection Guide
Covers the three pillars every healthcare professional needs to understand: protecting your earnings, growing your wealth efficiently, and structuring your estate. Written for employed doctors and specialists.
Inside: IP policy checklist · Super-linked insurance risks · Own occupation definition guide · Estate planning framework
THE 3E BUSINESS PRINCIPLES
The Dental & Medical Practice Owner’s Protection Guide
Designed for practice owners and principals. Covers business expenses insurance, key person risk, partnership buyout protection, and succession planning in the context of a clinical practice.
Inside: Business expenses cover explained · Key person risk assessment · Partnership insurance
How It Works — Three Steps, Zero Pressure
Compare
We run a policy comparison across all major Australian life insurers, filtered specifically for medical and dental professionals. You receive a clear, plain-language summary of your options — features, exclusions, and premiums — side by side. No jargon. No pressure. This is general advice: you see the market, not a single recommendation.
Confirm
You review the comparison and decide what coverage suits your situation. We’re available to answer questions about policy features, insurer differences, or how each option works — but the decision is entirely yours. There’s no ‘recommended product’ and no obligation to proceed.
Complete
Once you’ve chosen your coverage, we manage the entire application process with the insurer — including medical underwriting, disclosure requirements, and policy documentation. We stay in contact throughout and alert you to anything that needs your attention. Your policy is live when you’re ready.
What Our Clients Say
“My wife and I met Jeffrey through our accountant and Jeffrey reviewed our personal insurance in and out of super from our previous adviser. He managed to increase our cover and save money on our premiums. Jeffrey and his teams attention to detail and service for their clients is outstanding. I highly recommend Jeffrey and his team @ Hippo Wealth.”
—Craig · NSW
“Jeffrey is a fantastic financial adviser! Thank you for educating me and assisting me with my super and investments. Jeffrey is honest and trustworthy who acts in the best interest of his clients. I feel very fortunate to found him who is professional also proves he really cares about my financial problem and is able to help me achieve my financial goals. Highly recommend him!”
— Cecila · NSW
“Jeffrey and his team are very efficient and patient. They helped me to apply for income protection insurance last year. This year I got bad injury and then I claimed, after the hard paperwork they helped me to do and much time they spent to deal with the insurance company, finally my claim was successful. Thanks to them! Very professional and experienced!”
— Alvin · NSW
Frequently asked questions
Your income took years to build.
It deserves proper protection.
Book a free 20-minute Insurance Health Check. We’ll show you what the market offers for your specialty, what your existing coverage actually covers, and where any gaps exist — clearly, without obligation, and without pressure.
20 minutes · No obligation · General advice · Available mornings, evenings & weekends
Or call: 1800 668 153 | info@hippowealth.com.au
