Insurance Services
Insurance is an act of love and responsibility, an investment in the future of you and those you care about. In the event of an accident, disease, or even leaving the earth, insurance can provide the most practical, effective and direct help. Insurance is a must-have configuration for family risk management, helping you in times of crisis. -Jeffrey Liu (Founder of Hippo Wealth)
Insurance Services
Insurance is an investment in the future of your loved one. In the event that you are injured, sick, or even leave the earth, insurance can provide you with the most practical, effective and direct help. Insurance is a necessary element of family financial management configuration, which can help you in a critical time.
Cover Options
Give yourself a peace of mind, be responsible for yourself, but also for your family
Income Protection
When illness or injury prevents you from working in your occupation or any occupation, Income Protection Cover supports you by paying a monthly benefit., which can be used for loan repayments, children's education, daily living expenses and so on, giving you a peace of mind to focus on what matters most – your health and recovery.
TPD
When an illness or injury permanently prevents you from working in your occupation or any occupation, Total and Permanent Disability Cover (TPD) can provide a lump sum benefit, which can help you reduce financial stress, maintain your quality of life, pay off your mortgage, fund your children's education as well as out-of-pocket medical expenses and retirement expenses.
Active Cover
Active is a package of insurance designed to provide long term protection against the financial impact of severe illness., injuries, terminal illness and death.
Active Cover pays on 169 health events (More than any trauma Cover in Australia). A higher proportion of benefit is paid for more severe events and you can make multiple claims over time. This also recognises that if you survive a severe health event, financial
protection against further health events is an ongoing, long-term need.
Trauma
Trauma cover protects you and your family in the event of a listed health event, such as cancer, heart attack, stroke, etc., providing a lump sum benefit that can be used to pay for out-of-pocket medical expenses, ongoing rehabilitation expenses, mortgage repayments, and income replacements.
Cover In Super
Your Super can be used to pay for three types of Covers: Life, TPD Any Occupation and Income Protection. By holding these covers through your super, your premiums will be paid by super money instead of your out-of-pocket money, thus making insurance more affordable.
Why is insurance the most effective wealth shield?
Because insurance is able to transfer your big risks and losses to the insurer with small money. In the event of a risk, insurance can provide you with enough cash flow to help you:
- Pay off the loan
- Protect assets
- children's education
- old age life
- Wealth inheritance
- out-of-pocket medical expenses
- Continuing rehabilitation costs
- daily living expenses
- Home Improvement Funding
- pay funeral expenses
- future income security
- charitable donation
- No need to sell family assets to protect quality of life
Why you need insurance now
No one knows which comes first, tomorrow or the accident. The global ravages of Covid19, forest fires, and volcanic eruptions are all accidents. We buy insurance not because we know what will happen in the future, but because we don't know what will happen in the future. Taking precautions, managing risks, and not taking chances are actually the greatest love and protection for yourself and your family.
– Jeffrey Liu (Founder of Hippo Wealth)
There are two reasons to deploy life insurance early:
- The younger you buy insurance, the cheaper the premium calculation and the longer the coverage period.
- The healthier you buy insurance, the easier the underwriting review will be, and the wider the coverage will be.
How to get insurance that's right for you
What elements should we look for in the insurance selection process of Hippo Wealth?
Australian insurance is a very complex professional financial product. Hippo Wealth will consider many factors in the selection process, but they are all around the only value of insurance [claims factors], including:
Insurance terms: Insurance depends on claims, and claims depends on terms. High-quality insurance should have more comprehensive and comprehensive protection terms.
Automatic upgrade: If the insurance company upgrades the terms, your insurance will be automatically upgraded without affecting the sum assured and premium.
Global protection: 24 hours, 7 days, all-round protection around the world, even if you go abroad or work during holidays.
Early-stage underwriting: Health notification is required when applying, and any changes in health or risk after approval will not affect claims.
Premium structure: With the same insurance type and sum assured, we are looking for options with more favorable premiums and higher cost-effectiveness.
Efficient service: One-stop through train service for exclusive insurance specialists, underwriting specialists, and claims settlement professionals for a better experience.
We focus on helping different customer groups meet their protection needs
5 major groups, comprehensive coverage of security needs
Health Professionals
Applicable people: Doctors, dentists, rehabilitation therapists, physical therapists, nurses, pharmacists and other health professionals.
White Collar
For example: CEO, General Manager, Director, Account manager, Office Worker, etc.
Blue Collar
For example: Electricians, Plumbers, Decorators, Cleaners, Builders and other Construction workers, etc.
Retail Insurance Application Process
1. Compare
Compare available covers and choose your preferred option that meets your requirements.
2. Confirm
Tailor and Finalise your quote according your protection balance point.
3. Complete
Fast and Easy submission via phone or VC . We'll take care of the rest.
Compare insurance products for free
The team of Hippo Wealth Insurance specialist are well trained and very experienced in risk management. We have successfully help many make successful claims in crisis times. We will speak plain language to you and help you compare a number of trusted Australian top insurance brands in the most time-saving and money-saving manner, empowering you to tailor your preferred insurance solution in order to meet your protection needs.The most affordable, the mostYour favorite insurance product will save you a lot of time and money, allowing you to enjoy the most intimate one-stop insurance and wealth management service.
Compare insurance products for free
The team of Hippo Wealth Insurance Managers are all Australian certified senior financial planners. We will compare up to X trusted leading insurance brands and over XXX insurance products at one time according to your situation, and find the most suitable insurance service for you. Save your time and money.
Choose the right one or not, choose carefully, we will find the most affordable insurance for you!
Why Choose Us
Free comparison
Our comparison service will help you find the balance point, saving you time and effort.
Superior Product
Leading Insurers, Selective Insurance Brands, Dedicated Specialist Team Support.
discount
No hidden fees, lower premiums for the same product, more discounts, and more peace of mind.
Hippo Care
Ongoing insurance management and claim services, 24/7 global protection, giving you a peace of mind.
Hippo Academy
Share wealth management knowledge, financial education and risk management techniques.
Hippo Benefits
Win-Win resources, network and partnerships with various reward programs.
Insurance comparison
Choose the insurance that's right for you with coverage and claims conditions
| Insurance comparison |
Life 10+ brands18+ products |
TPD 10+ brands18+ products |
Trauma 10+ brands18+ products |
Income Protection 10+ brands18+ products |
Active 1 brands1 products |
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Receive benefits in the event of death or diagnosis of a terminal
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Receive a lump sum benefits when you are permanently disabled
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Receive a lump sum benefit when you suffer from one of the listed major health event. (eg. cancer, heart attack or stroke, etc.) |
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Receive Monthly Benefit for being unable to work due to sickness or injuries. |
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Child Cover Option Receive Benefit when a child suffers a serious illness, disability, death or terminal illness. |
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Premium Paid via Super (100% or Partially) |
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Free Health Reward Program |
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Multiple claims |
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Additional Claims Safety Net |
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Protected Cover for Future Claims |
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Premium |
